The right loan, from the
right lender.
QCred matches you with India's leading banks and NBFCs for home, personal and business loans, credit cards and more — then walks your application to disbursal. Free for borrowers, always.
15+
Bank & NBFC partners
9
Loan products
24 hrs
Fastest disbursal
₹0
Fee for borrowers
Every borrowing need, one partner
Nine loan products plus credit cards, one standard: honest terms, matched lenders, an advisor who answers the phone.
Home Loan
Own your dream home with rates starting 8.50% p.a.
ExplorePersonal Loan
Instant funds up to ₹40 lakh, minimal paperwork.
ExploreBusiness Loan
Working capital & expansion funds up to ₹5 Cr.
ExploreLoan Against Property
Turn property into low-cost capital, up to ₹10 Cr.
ExploreCar Loan
New & used car loans with up to 100% on-road funding.
ExploreUsed Car Loan
Pre-owned car funding up to 85% of valuation.
ExploreTwo Wheeler Loan
Bikes, scooters & EVs with up to 100% funding.
ExploreCommercial Vehicle Loan
Trucks, buses & LCVs — new, used or refinance.
ExploreEducation Loan
Up to ₹2 Cr for India & abroad, moratorium included.
ExploreCredit Cards
The right card for your spending — cashback, travel, fuel.
ExploreFinancial Calculators
EMI, eligibility, SIP, FD, tax and more — every number you need before you borrow.
Open all toolsGet an instant Personal Loan up to ₹40 Lakh
- ✓ Approval in minutes, money in 24 hours
- ✓ Rates from 10.49% p.a.
- ✓ No hidden charges — ever
Home Loan interest rates from 8.50% p.a.
- ✓ Up to ₹5 crore, tenures to 30 years
- ✓ Approval in as fast as 48 hours*
- ✓ Free balance-transfer savings check
Smart credit cards, matched to how you actually spend
Compare 38+ cards from 10 top banks — cashback, travel, dining and genuinely lifetime-free options.
From enquiry to disbursal, minus the runaround
One application. One advisor. One clean process across every lender we work with.
Tell us what you need
Two minutes: the product, the amount and a few profile basics. No documents yet, no credit-score impact.
Get matched to lenders
We shortlist the banks and NBFCs most likely to approve your profile at the best rate — and show you real, comparable offers.
We run the paperwork
A dedicated advisor collects documents, packages your file the way lenders like it, and pushes it through processing.
Money in your account
Sanction to disbursal, we track every step and keep you posted. You focus on the plan; we handle the process.
Run the numbers first
Free calculators using the exact formulas lenders use. Know your EMI before any bank tells you.
A distribution partner, not a lead machine
Most loan websites sell your number to five call centres. QCred works differently: we're a distribution partner to the lenders themselves, which means your application is packaged, submitted and tracked by one accountable advisor — not scattered to whoever pays for the lead.
- Free for borrowers — lenders pay us on disbursal, never you
- Soft-check matching first, so your credit score stays protected
- Every fee disclosed in writing before you commit
- One advisor owns your file from application to disbursal
Credit.
The right product for your need
Credibility.
Lender-side partnerships, honest terms
Confidence.
One advisor, end to end
Questions, answered straight
What is QCred?
QCred.in is a loan distribution platform powered by Simply Insight Consultancy LLP. We connect borrowers with home loans, personal loans, business loans, loans against property, car loans, education loans and credit cards from India's leading banks and NBFCs — and guide you from application to disbursal.
Is QCred a lender?
No. QCred is a distribution partner, not a lender. Banks and NBFCs make the credit decision and disburse the loan; we help you find the right lender, package your application and track it to completion.
Does QCred charge borrowers any fee?
No. Our service is free for borrowers. We earn a commission from the lender when your loan is disbursed — you pay only the lender's official charges, which we disclose upfront.
How do the calculators work?
Our EMI, eligibility and investment calculators use the same standard formulas banks use. They're free, need no sign-up, and give instant results — use them to plan before you apply.
Is my data safe with QCred?
Yes. Your information is shared only with the lender(s) you choose to apply to, over encrypted channels. We never sell your data to third parties.
Ready when you are.
Tell us what you need — a QCred advisor will call you back with real options, not a sales script.